The privacy of our website users is of great importance to us, and we make every effort to ensure that it is protected. This policy explains how we use your personal information.

By agreeing to the use of cookies on your first visit to our website, in accordance with the provisions of this Policy, you give us permission to use cookies on each of your subsequent visits.

Collection of personal data

  1. The following types of personal data are subject to collection, storage and use:
  2. Information about your computer, including your IP address, geographic location, browser type and version, and operating system;
  3. Information about your visits to and use of this website, including referral sources, length of visits, pages viewed and site navigation paths;
  4. Information about your email address that you used to register on our website;
  5. Information you entered when you created a profile on our website, such as your name, profile picture, gender, date of birth, marital status, hobbies and interests, education and place of employment;
  6. Information, such as your name and email address, that you provided when you subscribed to our mailing lists and/or newsletters;
  7. Information you enter when using the services of our website;
  8. Information generated by your use of our website, including information about the time, frequency and conditions of its use;
  9. Information regarding any of your purchases, services used or transactions you have conducted through our website, including your name, address, telephone number, email address and credit card information;
  10. Information that you have posted on our website for the purpose of publishing it online, including your username, profile picture, and the content of your post;
  11. Information contained in any communications you have sent to us by email or through our website, including the content of the communication and the meta data;
  12. Any other personal information you have sent to us.
  13. Before you disclose personal information of a third party to us, you must obtain the consent of that person to both disclose and process that information in accordance with this policy.

Use of your personal information

The personal information you provide to us through our website will be used for the purposes specified in these rules or on the relevant pages of the website. We may use your personal information for the following purposes:

  1. administering our website and business;
  2. personalizing our website for you;

Enabling you to use the services available on our website;

  1. sending you goods purchased through our website;
  2. providing you with services purchased through our website;
  3. sending you notices, invoices and payment reminders and receiving payments from you;
  4. sending you non-marketing commercial communications;
  5. sending you emails that you have specifically requested;
  6. sending you an email newsletter if you have requested one (you may notify us at any time that you no longer wish to receive email newsletters from us);
  7. sending you non-marketing commercial communications;
  8. sending you emails that you have specifically requested;
  9. sending you an email newsletter if you have requested one (you may notify us at any time that you no longer wish to receive email newsletters from us);
  10. sending you marketing communications about our business activities or the business activities of carefully selected third parties that we believe may be of interest to you, through publications or, if you have specifically consented to this, by sending you email or through the use of similar technologies (you may notify us at any time that you no longer wish to receive marketing communications);
  11. providing third-party companies with statistical information about our users (however, these third-party companies will not be able to identify any individual user from this data);
  12. to handle inquiries and complaints made by or about you regarding our website;
  13. to ensure the security of our website and prevent fraud;
  14. to verify compliance with the terms and conditions governing the use of our website (including monitoring private messages sent through our website's private messaging service); and
  15. for other purposes.

If you have provided personal information for publication on our website, we will publish it. Otherwise, we will use this information in accordance with the license you have granted us.

Your privacy settings can be used to limit the publication of your personal information on our website and can be adjusted through the privacy controls on the website.

Without your express consent, we will not share your personal information with any third party company for direct marketing use by this or any other third party company.

Disclosure of personal information

We reserve the right to disclose your personal information to any of our employees, officers, policyholders, professional advisors, agents, suppliers or subcontractors to the extent and for the purposes set out in this policy.

We reserve the right to disclose your personal information to any member of our group of companies (this includes our subsidiaries, our ultimate holding company and all of its subsidiaries) to the extent and for the purposes set out in this policy.

We reserve the right to disclose your personal information:

  • in cases where we are required to do so by law;
  • in connection with any current or future legal proceedings;
  • in order to establish, exercise or defend our legal rights (including providing information to other parties for fraud prevention or credit risk mitigation purposes);
  • to the buyer (or prospective buyer) of any business or assets that we sell (or intend to sell); and to any person who we reasonably believe may request that a court or other authorized body disclose this personal information and, in our reasonable opinion, that such court or authorized body order the disclosure of this personal information.

We will not disclose your personal information to third parties, except as provided in this policy.

International transfers of personal information

The information we collect may be stored, processed and transferred between any countries in which we operate in order to enable us to use that information in accordance with this policy.

The information we collect may be transferred to the following countries that do not have data protection laws similar to those in the European Economic Area: USA, Russia, Japan, China and India.

The personal information that you publish on our website, via the Internet, may be accessible worldwide. We cannot prevent its use or misuse for criminal purposes by unauthorized persons.

By agreeing to these rules, you consent to the transfer of your personal information specified in the section.

Storage of personal information

This section sets out the company's policies and procedures for the retention of personal information. These policies and procedures are designed to ensure that we comply with our legal obligations to retain and delete personal information.

Personal information that we process for a specific purpose or purposes should not be stored for longer than necessary to achieve that purpose or those purposes.

Without prejudice to the provisions set forth in paragraph 2, we generally delete personal information falling into the categories set forth below on the days and at the times set forth below:

  • personal information will be deleted on {SPECIFY DATE/TIME}; and {INSERT ADDITIONAL DATE/TIME}.
  • Notwithstanding the other provisions of this Section, we will retain documents (including electronic documents) that contain personal information
  • where we are required to do so by law;
  • if we believe that these documents may be relevant to any current or future legal proceedings; and
  • in order to establish, exercise or defend our legal rights (including providing information to other parties for fraud prevention or credit risk mitigation purposes).

Protection of your personal information

  1. We will take reasonable technical and organizational measures to prevent the loss, misuse or falsification of your personal information.
  2. We will store all personal information you provide on our secure (both password and firewall) servers.
  3. All electronic financial transactions made through our website will be protected by data encryption technology.
  4. You acknowledge that you are aware of the fact that the transmission of information over the Internet is inherently insecure and we cannot guarantee the protection of data sent over the World Wide Web.
  5. You are solely responsible for keeping your password to access our website confidential. We will never ask you for your password (except when you try to log in to your account on our website).
  6. Changes and amendments
  7. We reserve the right to make changes and amendments to these rules from time to time and to publish a new version on our website. You should check this web page periodically to ensure that you understand the content of the changes made to these rules. We may also inform you of changes to these rules by sending you an e-mail or through the private messaging system of our website. 
  8. We reserve the right to refuse to provide information upon your request, within the limits of the applicable law.
  9. You have the right to instruct us not to process your personal information for marketing purposes.

Third-party websites

Our website contains hyperlinks to, and details about, third-party websites of third-party companies and individuals. We have no control over, and assume no responsibility for, the privacy policies or practices of any third party companies or individuals.

Updating information

Please notify us in a timely manner if your personal information held by us needs to be updated or corrected.


Our website uses cookies. A cookie is a file containing an identifier (a string of letters and numbers) that is sent by a web server to a web browser and stored by the browser.  Subsequently, the identifier is sent back to the server each time the browser requests a web page from the server. Cookies can be either "persistent" or "session" cookies: persistent cookies will be stored by the browser and will remain valid until the expiration date unless deleted by the user in advance; "session" cookies, on the contrary, will be deleted after the end of the session with the site or after the browser is closed. Cookies usually do not contain any information that identifies the user. However, your personal information that we hold may be linked to information stored and obtained from cookies. 

The names of the cookies we use on our website and the purposes for which they are used are listed below:

On our website, we use Google Analytics and Adwords to recognize a computer when a user visits the site;

Most browsers give you the option to refuse the use of cookies:

  • in Internet Explorer (version 10), you can block using the cookie management settings available in the menu "Tools" - "Internet Options" - "Privacy" - "Advanced" ("Tools," "Internet Options," "Privacy," "Advanced");
  • in Firefox (version 24), you can block all cookies by clicking "Tools" - "Options" - "Privacy": in the drop-down menu, select "Use custom log settings" and deselect "Accept cookies from websites"; 
  • in Chrome (version 29), you can block all cookies by entering the "Settings and Management" menu, selecting "Settings" - "Show Advanced Settings" and "Content Settings", and then selecting "Prevent sites from sending any data" under the "Cookies" heading.

Removing cookies will have a negative impact on the usability of many websites.